Important Disclaimers
Past performance does not guarantee future results.
Financial planning involves risks. All investments may lose value and past performance is not indicative of future results.
General Information Notice
The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. Individual circumstances vary significantly, and what works for one person may not be suitable for another.
This disclaimer applies to all content, services, and materials provided through querinalvosy.com and any associated platforms or communications.
Limitation of Liability
To the maximum extent permitted by Australian law, querinalvosy excludes all liability for:
- Any direct, indirect, or consequential losses arising from use of our services
- Decisions made based on information provided during consultations
- Market fluctuations or changes in financial circumstances
- Technical issues, interruptions, or delays in service delivery
Information Accuracy
While we strive to provide accurate and up-to-date information, financial markets and regulations change rapidly. All information should be verified independently before making financial decisions.
Market conditions and regulatory requirements may affect the relevance of previously provided guidance.
Professional Consultation Requirement
Nothing on this website constitutes specific financial, legal, or tax advice for your individual situation.
Always consult with qualified professionals before implementing any financial strategies or making significant monetary decisions.
Third-Party Links and Content
Our website may contain links to external websites or reference third-party services for your convenience.
We do not endorse or take responsibility for the content, accuracy, or practices of external websites or service providers.
Individual Results Notice
Individual results may vary significantly based on personal circumstances.
- Your financial outcomes depend on market conditions, personal discipline, and economic factors
- Time horizons, risk tolerance, and individual goals affect planning success
- External factors beyond our control may impact your financial journey
Intellectual Property Rights
All content, methodologies, and materials provided by querinalvosy are protected by Australian and international copyright laws.
Unauthorized reproduction, distribution, or commercial use of our proprietary content is strictly prohibited.
User Indemnification
Users agree to indemnify querinalvosy against any claims, losses, or damages arising from misuse of our services or failure to follow professional advice recommendations.
Governing Law and Jurisdiction
These disclaimers and all related matters are governed by Australian law.
Any disputes will be subject to the exclusive jurisdiction of Australian courts.
State and territory variations may apply depending on your location within Australia.
We encourage resolution of disputes through direct communication before pursuing formal legal proceedings.
Severability Clause
If any provision of this disclaimer is found invalid or unenforceable, the remaining provisions will continue to have full force and effect.
Disclaimer Modifications
We reserve the right to update these disclaimers as regulations, services, or business practices evolve.
Continued use of our services after modifications constitutes acceptance of updated terms.
Contact Information
For questions about these disclaimers or clarification of any provisions:
querinalvosy
Level 15, 447 Collins Street, Melbourne VIC 3000
Last updated: August 26, 2025
By using our services, you acknowledge reading and accepting these disclaimers in full.